Finally have a grasp on my debt
I first realized I was in deep financial trouble around two years ago, about the time my son graduated from high school. I had family in town for the ceremony and wanted everything to be perfect, including our home. We’d been struggling since my husband died and I was ashamed of how shabby our furniture looked. I went to purchase a new living room set from a rent-to-own company and ended up getting furniture for the entire house — on credit. While the monthly payments didn’t seem like much at first, they pushed our budget enough that I started to use credit cards for emergencies. When my employer suddenly laid me off I quickly charged four credit cards to the max. At first I could make the minimum payments on them all, but soon even that stretched my finances too thin. I kept falling behind and the creditors started calling. Now out of my mind with stress, I consulted with several credit card debt relief companies. I am now enrolled in debt settlement and feel I am in complete control of my finances.